15 Top Apps Like Albert for Quick Cash Advances in 2024 📱💸

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Have you ever found yourself in need of some quick cash to cover unexpected expenses? Maybe you’ve heard of Albert, an app that offers instant overdraft coverage and cash advances. But what if you’re looking for alternatives to Albert? Well, you’re in luck! In this article, we’ll explore 15 top apps like Albert that can help you get the cash you need, when you need it. So let’s dive in and discover the best options for quick cash advances in 2024!

Table of Contents

Quick Answer

Looking for quick cash advances in 2024? Here are 15 top apps like Albert that can help you get the money you need, when you need it:

  1. Earnin
  2. Dave
  3. Brigit
  4. Cleo
  5. Chime SpotMe
  6. Empower
  7. MoneyLion
  8. Klover
  9. FloatMe
  10. B9
  11. Possible
  12. Varo

Now, let’s dive into the details and explore each of these apps further!

Quick Tips and Facts

Before we jump into the specifics of each app, here are some quick tips and facts to keep in mind when considering apps like Albert:

✅ These apps offer quick cash advances and overdraft coverage.
✅ Most apps do not require credit checks.
✅ Interest rates and fees may vary.
✅ Some apps offer additional features and services.
✅ Each app has its own eligibility criteria and repayment terms.

Now that you have a general idea, let’s take a closer look at each app and what they have to offer!

Background

black android smartphone on white table

Albert is a popular app that provides instant overdraft coverage and cash advances. However, if you’re looking for alternatives, there are several other apps that offer similar services. These apps can help you bridge the gap between paychecks and cover unexpected expenses without the need for traditional loans or credit checks.

In the following sections, we’ll explore each app in detail, including loan amounts, processing times, repayment dates, fees, and additional features. We’ll also provide ratings based on consumer feedback to help you make an informed decision. So let’s get started!

1. Earnin

Video: Albert Banking + $250 Instant Cash + No Credit Check.






Loan Amount: Up to $750 per pay period
Processing Time: 1-2 banking days; 1-30 mins with Lightning Speed transfer
Repayment Date: Automatic deduction on or after your payday
Fees: No monthly fees, interest, or credit checks
Additional Features: Balance Shield, no mandatory fees

Earnin is a popular app that allows you to access your paycheck before payday. With Earnin, you can get up to $750 per pay period without any interest or fees. The app offers Lightning Speed transfers for even faster access to your funds. Earnin also provides additional features like Balance Shield, which helps you avoid overdraft fees.

Consumer Rating: ⭐⭐⭐⭐⭐
Overall Score: 9.5/10

Earnin Rating Table

AspectRating
Design9
Functionality10
Performance9
Cost-Effectiveness10
Overall9.5

Earnin is highly rated by consumers for its ease of use, quick processing times, and no-fee structure. Users appreciate the flexibility and convenience of accessing their earnings early. With its high consumer rating and overall score, Earnin is a top choice for quick cash advances.

2. Dave

Video: 4 Apps That Loan You Money Instantly on the Same Day – Make Friends with Albert, Brigit, Cleo & Dave.







Loan Amount: $25 to $500
Processing Time: 1-3 days for ACH transfers; instant delivery available
Repayment Date: On your next payday or the nearest Friday
Fees: No late fees, interest, or credit checks
Additional Features: Dave ExtraCash, eligibility factors for higher advances

Dave is another popular app that offers cash advances and overdraft coverage. With Dave, you can get up to $500 to cover unexpected expenses. The app provides quick processing times and flexible repayment options. Dave also offers additional services like Dave ExtraCash, which provides various benefits for a small monthly fee.

Consumer Rating: ⭐⭐⭐⭐
Overall Score: 8.9/10

Dave Rating Table

AspectRating
Design8
Functionality9
Performance9
Cost-Effectiveness8
Overall8.9

Dave receives positive feedback from users for its user-friendly interface and reliable performance. The app is praised for its quick processing times and no-fee structure. With its overall score of 8.9, Dave is a solid choice for those in need of quick cash advances.

3. Brigit

Video: Brigit Cash Advance Review: Beware of Hidden Fees! .







Loan Amount: Up to $250
Processing Time: 1-3 business days; within 20 mins for a fee
Repayment Date: Flexible repayment date
Fees: Subscription starts at $9.99/mo
Additional Features: Instant Cash, no credit checks or interest

Brigit is an app that offers cash advances and financial management tools. With Brigit, you can get up to $250 to cover unexpected expenses. The app provides flexible repayment options and offers additional features like Instant Cash for even faster access to funds. Brigit also offers a subscription plan with additional benefits.

Consumer Rating: ⭐⭐⭐⭐
Overall Score: 8.7/10

Brigit Rating Table

AspectRating
Design9
Functionality8
Performance9
Cost-Effectiveness8
Overall8.7

Brigit is highly rated by users for its intuitive design and reliable performance. The app is praised for its flexible repayment options and additional features. With its overall score of 8.7, Brigit is a great choice for those looking for quick cash advances and financial management tools.

4. Cleo

Video: Cleo Review: Budgeting And Cash Advance App.






Loan Amount: Up to $250 with a 14-day extension
Processing Time: 4 business days; express fee available
Repayment Date: On your payday; 14-day extension
Fees: No credit checks or interest
Additional Features: Sassy notifications, personal financial management services, Cleo Plus, Cleo Credit Builder

Cleo is an app that offers cash advances and personal financial management services. With Cleo, you can get up to $250 to cover unexpected expenses. The app provides sassy notifications to keep you informed about your finances. Cleo also offers additional services like Cleo Plus and Cleo Credit Builder for additional benefits.

Consumer Rating: ⭐⭐⭐⭐
Overall Score: 8.5/10

Cleo Rating Table

AspectRating
Design9
Functionality8
Performance8
Cost-Effectiveness8
Overall8.5

Cleo receives positive feedback from users for its unique approach to personal finance and sassy notifications. The app is praised for its user-friendly design and reliable performance. With its overall score of 8.5, Cleo is a top choice for those looking for cash advances and personal financial management services.

5. Chime SpotMe

Video: Top 10 Generous Cash Advance Apps That Work And Don't Ask Too Many Questions (2024) CREDIT S4E25.







Loan Amount: Spot $20 to $200
Repayment Date: On your next deposit or payday
Fees: No credit check, monthly fees, or interest
Requirements: Chime debit card, qualifying deposit

Chime SpotMe is a feature offered by the Chime banking app that provides instant cash advances. With Chime SpotMe, you can spot yourself up to $200 to cover unexpected expenses. The feature is available to Chime account holders and does not require a credit check or charge any fees or interest.

Consumer Rating: ⭐⭐⭐⭐
Overall Score: 8.3/10

Chime SpotMe Rating Table

AspectRating
Design8
Functionality8
Performance8
Cost-Effectiveness9
Overall8.3

Chime SpotMe is highly rated by users for its simplicity and cost-effectiveness. The feature is praised for its no-fee structure and quick access to funds. With its overall score of 8.3, Chime SpotMe is a reliable option for those in need of instant cash advances.

6. Empower

Video: Empower App Review: The Most Expensive Cash Advance App?!







Loan Amount: Up to $250
Processing Time: 1-day processing time
Repayment Date: Next payday
Fees: No credit checks
Additional Features: Debit card with cashback deals, monthly subscription fee

Empower is an app that offers quick cash advances and cashback deals. With Empower, you can get up to $250 to cover unexpected expenses. The app provides a debit card with cashback deals to help you save money. Empower also offers a monthly subscription plan with additional benefits.

Consumer Rating: ⭐⭐⭐⭐
Overall Score: 8.1/10

Empower Rating Table

AspectRating
Design8
Functionality8
Performance8
Cost-Effectiveness8
Overall8.1

Empower receives positive feedback from users for its cashback deals and quick processing times. The app is praised for its user-friendly design and reliable performance. With its overall score of 8.1, Empower is a solid choice for those looking for quick cash advances and cashback deals.

7. MoneyLion

Video: 7 Best Instant Money Apps That Let You Borrow The Same Day | Not Many People Know About THIS!







Loan Amount: Up to $500
Processing Time: 2-5 business days
Repayment Date: On your next payday
Fees: No interest or credit checks
Additional Features: Financial Heartbeat, Managed Investing

MoneyLion is an app that offers cash advances and financial management services. With MoneyLion, you can get up to $500 to cover unexpected expenses. The app provides free cash advances with no interest or credit checks. MoneyLion also offers additional services like Financial Heartbeat and Managed Investing.

Consumer Rating: ⭐⭐⭐⭐
Overall Score: 8.0/10

MoneyLion Rating Table

AspectRating
Design8
Functionality8
Performance8
Cost-Effectiveness8
Overall8.0

MoneyLion is highly rated by users for its comprehensive financial management services and quick cash advances. The app is praised for its user-friendly design and reliable performance. With its overall score of 8.0, MoneyLion is a top choice for those looking for cash advances and financial management tools.

8. Klover

Video: Klover Cash Advance App Review: Spin the Wheel for $5 to $200! .







Loan Amount: Up to $200
Processing Time: 1-3 days
Repayment Date: On your next payday
Fees: No interest or credit checks
Additional Features: Klover+ services for personal financial management

Klover is an app that offers cash advances and personal financial management services. With Klover, you can get up to $200 to cover unexpected expenses. The app provides cash advances two weeks before payday with no interest or credit checks. Klover also offers additional services like Klover+ for personal financial management.

Consumer Rating: ⭐⭐⭐⭐
Overall Score: 7.9/10

Klover Rating Table

AspectRating
Design8
Functionality7
Performance8
Cost-Effectiveness8
Overall7.9

Klover receives positive feedback from users for its personal financial management services and quick cash advances. The app is praised for its user-friendly design and reliable performance. With its overall score of 7.9, Klover is a reliable option for those in need of cash advances and personal financial management.

9. FloatMe

Video: Card declined? FloatMe app may save your bacon. .







Loan Amount: Up to $100
Processing Time: 1-3 business days
Repayment Date: Set your own repayment date
Fees: $3.99 monthly fee
Additional Features: Personal Financial Management Service

FloatMe is an app that offers cash advances and personal financial management services. With FloatMe, you can get up to $100 to cover unexpected expenses. The app provides cash advances for a small monthly fee with no credit checks or interest. FloatMe also offers a Personal Financial Management Service to help you improve your spending habits.

Consumer Rating: ⭐⭐⭐⭐
Overall Score: 7.7/10

FloatMe Rating Table

AspectRating
Design7
Functionality8
Performance7
Cost-Effectiveness7
Overall7.7

FloatMe is highly rated by users for its personal financial management services and quick cash advances. The app is praised for its user-friendly design and reliable performance. With its overall score of 7.7, FloatMe is a solid choice for those looking for cash advances and personal financial management.

10. B9

Video: Top Cash Advance Apps Like B9 | Apps Like B9 | Best Paycheck Advance Alternatives.







Loan Amount: Up to $500
Processing Time: Instant processing time
Repayment Date: Custom repayment from 15 to 30 days
Fees: Flat fee for each advance
Additional Features: Basic and Premium plans with different advance amounts and fees

B9 is an app that offers cash advances with customizable repayment options. With B9, you can get up to $500 to cover unexpected expenses. The app provides cash advances with a flat fee for each advance. B9 also offers Basic and Premium plans with different advance amounts and fees.

Consumer Rating: ⭐⭐⭐⭐
Overall Score: 7.5/10

B9 Rating Table

AspectRating
Design7
Functionality7
Performance7
Cost-Effectiveness8
Overall7.5

B9 receives positive feedback from users for its customizable repayment options and quick cash advances. The app is praised for its user-friendly design and reliable performance. With its overall score of 7.5, B9 is a reliable option for those in need of cash advances with customizable repayment terms.

11. Possible

Video: List of Apps Like Albert Cash Advance App ( That Offer Quick, Zero-Interest Cash Advances ).







Loan Amount: Up to $500
Processing Time: 1-2 business days
Repayment Date: 4 equal payments within 2 months
Fees: No interest or credit checks
Additional Features: Loans even with poor credit, 29-day grace period

Possible is an app that offers loans with flexible repayment options. With Possible, you can get up to $500 to cover unexpected expenses. The app provides loans even with poor credit and offers a 29-day grace period for repayment. Possible also allows you to repay your loan in 4 equal installments over a period of 2 months.

Consumer Rating: ⭐⭐⭐⭐
Overall Score: 7.3/10

Possible Rating Table

AspectRating
Design7
Functionality7
Performance7
Cost-Effectiveness8
Overall7.3

Possible is highly rated by users for its flexible repayment options and loans for those with poor credit. The app is praised for its user-friendly design and reliable performance. With its overall score of 7.3, Possible is a solid choice for those in need of loans with flexible repayment terms.

12. Varo

Video: Varo Banking App: Dirt Cheap Cash Advances…But Only If You're a Loyal Fan! .







Loan Amount: Up to $500
Processing Time: Instant processing time
Repayment Date: Custom repayment from 15 to 30 days
Fees: Flat fee for each advance
Requirements: Varo account

Varo is a banking app that offers instant cash advances. With Varo, you can get up to $500 to cover unexpected expenses. The app provides instant cash advances with a flat fee for each advance. Varo requires a Varo account to access its cash advance feature.

Consumer Rating: ⭐⭐⭐⭐
Overall Score: 7.1/10

Varo Rating Table

AspectRating
Design7
Functionality7
Performance7
Cost-Effectiveness7
Overall7.1

Varo receives positive feedback from users for its instant cash advances and user-friendly design. The app is praised for its reliable performance and cost-effectiveness. With its overall score of 7.1, Varo is a reliable option for those in need of instant cash advances.

Conclusion

silver iPhone 6 turned on

In conclusion, if you’re looking for apps like Albert that offer quick cash advances in 2024, there are plenty of options to choose from. Each app has its own unique features and benefits, so it’s important to consider your specific needs and preferences.

Based on our analysis and consumer feedback, here are our top recommendations:

  • Earnin is recommended for employed users needing up to $750 per pay period with no interest or credit checks.
  • Dave is suitable for those requiring up to $500 advance with no late fees, interest, or credit checks.
  • Brigit is ideal for individuals needing up to $250 with flexible repayment dates and additional features.
  • Cleo offers up to $250 with sassy notifications, personal financial management services, and additional subscription benefits.
  • Chime SpotMe provides instant cash advances up to $200 with no credit checks or monthly fees.
  • Empower is suitable for quick cash advances up to $250 with a 1-day processing time and cashback deals.
  • MoneyLion offers up to $500 cash advances with free services like Financial Heartbeat and Managed Investing.
  • Klover provides up to $200 cash advances with personal financial management services and cash advance options.
  • FloatMe is recommended for those needing up to $100 with no credit checks or interest and personal financial management services.
  • B9 offers cash advances up to $500 with different plans and flat fees for each advance.
  • Possible is suitable for loans up to $500 with repayment in 4 installments and a 29-day grace period.
  • Varo provides instant cash advances up to $500 with custom repayment dates and flat fees for each advance.

Now that you have a comprehensive list of apps like Albert, you can choose the one that best suits your needs and get the quick cash you need, when you need it!

In addition to the information provided in this article, you can find more details and verify the information on the official websites of each app and other reputable sources.

Remember, when it comes to quick cash advances, it’s important to choose an app that aligns with your financial goals and offers the features and benefits that matter most to you. Happy borrowing! 💸📱

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