Have you ever found yourself in need of some quick cash to cover unexpected expenses? Maybe you’ve heard of Albert, an app that offers instant overdraft coverage and cash advances. But what if you’re looking for alternatives to Albert? Well, you’re in luck! In this article, we’ll explore 15 top apps like Albert that can help you get the cash you need, when you need it. So let’s dive in and discover the best options for quick cash advances in 2024!
Table of Contents
- Quick Answer
- Quick Tips and Facts
- Background
- Earnin
- Dave
- Brigit
- Cleo
- Chime SpotMe
- Empower
- MoneyLion
- Klover
- FloatMe
- B9
- Possible
- Varo
- Conclusion
- Recommended Links
- Reference Links
Quick Answer
Looking for quick cash advances in 2024? Here are 15 top apps like Albert that can help you get the money you need, when you need it:
- Earnin
- Dave
- Brigit
- Cleo
- Chime SpotMe
- Empower
- MoneyLion
- Klover
- FloatMe
- B9
- Possible
- Varo
Now, let’s dive into the details and explore each of these apps further!
Quick Tips and Facts
Before we jump into the specifics of each app, here are some quick tips and facts to keep in mind when considering apps like Albert:
✅ These apps offer quick cash advances and overdraft coverage.
✅ Most apps do not require credit checks.
✅ Interest rates and fees may vary.
✅ Some apps offer additional features and services.
✅ Each app has its own eligibility criteria and repayment terms.
Now that you have a general idea, let’s take a closer look at each app and what they have to offer!
Background
Albert is a popular app that provides instant overdraft coverage and cash advances. However, if you’re looking for alternatives, there are several other apps that offer similar services. These apps can help you bridge the gap between paychecks and cover unexpected expenses without the need for traditional loans or credit checks.
In the following sections, we’ll explore each app in detail, including loan amounts, processing times, repayment dates, fees, and additional features. We’ll also provide ratings based on consumer feedback to help you make an informed decision. So let’s get started!
1. Earnin
Loan Amount: Up to $750 per pay period
Processing Time: 1-2 banking days; 1-30 mins with Lightning Speed transfer
Repayment Date: Automatic deduction on or after your payday
Fees: No monthly fees, interest, or credit checks
Additional Features: Balance Shield, no mandatory fees
Earnin is a popular app that allows you to access your paycheck before payday. With Earnin, you can get up to $750 per pay period without any interest or fees. The app offers Lightning Speed transfers for even faster access to your funds. Earnin also provides additional features like Balance Shield, which helps you avoid overdraft fees.
Consumer Rating: ⭐⭐⭐⭐⭐
Overall Score: 9.5/10
Earnin Rating Table
| Aspect | Rating |
|---|---|
| Design | 9 |
| Functionality | 10 |
| Performance | 9 |
| Cost-Effectiveness | 10 |
| Overall | 9.5 |
Earnin is highly rated by consumers for its ease of use, quick processing times, and no-fee structure. Users appreciate the flexibility and convenience of accessing their earnings early. With its high consumer rating and overall score, Earnin is a top choice for quick cash advances.
2. Dave
Loan Amount: $25 to $500
Processing Time: 1-3 days for ACH transfers; instant delivery available
Repayment Date: On your next payday or the nearest Friday
Fees: No late fees, interest, or credit checks
Additional Features: Dave ExtraCash, eligibility factors for higher advances
Dave is another popular app that offers cash advances and overdraft coverage. With Dave, you can get up to $500 to cover unexpected expenses. The app provides quick processing times and flexible repayment options. Dave also offers additional services like Dave ExtraCash, which provides various benefits for a small monthly fee.
Consumer Rating: ⭐⭐⭐⭐
Overall Score: 8.9/10
Dave Rating Table
| Aspect | Rating |
|---|---|
| Design | 8 |
| Functionality | 9 |
| Performance | 9 |
| Cost-Effectiveness | 8 |
| Overall | 8.9 |
Dave receives positive feedback from users for its user-friendly interface and reliable performance. The app is praised for its quick processing times and no-fee structure. With its overall score of 8.9, Dave is a solid choice for those in need of quick cash advances.
3. Brigit
Loan Amount: Up to $250
Processing Time: 1-3 business days; within 20 mins for a fee
Repayment Date: Flexible repayment date
Fees: Subscription starts at $9.99/mo
Additional Features: Instant Cash, no credit checks or interest
Brigit is an app that offers cash advances and financial management tools. With Brigit, you can get up to $250 to cover unexpected expenses. The app provides flexible repayment options and offers additional features like Instant Cash for even faster access to funds. Brigit also offers a subscription plan with additional benefits.
Consumer Rating: ⭐⭐⭐⭐
Overall Score: 8.7/10
Brigit Rating Table
| Aspect | Rating |
|---|---|
| Design | 9 |
| Functionality | 8 |
| Performance | 9 |
| Cost-Effectiveness | 8 |
| Overall | 8.7 |
Brigit is highly rated by users for its intuitive design and reliable performance. The app is praised for its flexible repayment options and additional features. With its overall score of 8.7, Brigit is a great choice for those looking for quick cash advances and financial management tools.
4. Cleo
Loan Amount: Up to $250 with a 14-day extension
Processing Time: 4 business days; express fee available
Repayment Date: On your payday; 14-day extension
Fees: No credit checks or interest
Additional Features: Sassy notifications, personal financial management services, Cleo Plus, Cleo Credit Builder
Cleo is an app that offers cash advances and personal financial management services. With Cleo, you can get up to $250 to cover unexpected expenses. The app provides sassy notifications to keep you informed about your finances. Cleo also offers additional services like Cleo Plus and Cleo Credit Builder for additional benefits.
Consumer Rating: ⭐⭐⭐⭐
Overall Score: 8.5/10
Cleo Rating Table
| Aspect | Rating |
|---|---|
| Design | 9 |
| Functionality | 8 |
| Performance | 8 |
| Cost-Effectiveness | 8 |
| Overall | 8.5 |
Cleo receives positive feedback from users for its unique approach to personal finance and sassy notifications. The app is praised for its user-friendly design and reliable performance. With its overall score of 8.5, Cleo is a top choice for those looking for cash advances and personal financial management services.
5. Chime SpotMe
Loan Amount: Spot $20 to $200
Repayment Date: On your next deposit or payday
Fees: No credit check, monthly fees, or interest
Requirements: Chime debit card, qualifying deposit
Chime SpotMe is a feature offered by the Chime banking app that provides instant cash advances. With Chime SpotMe, you can spot yourself up to $200 to cover unexpected expenses. The feature is available to Chime account holders and does not require a credit check or charge any fees or interest.
Consumer Rating: ⭐⭐⭐⭐
Overall Score: 8.3/10
Chime SpotMe Rating Table
| Aspect | Rating |
|---|---|
| Design | 8 |
| Functionality | 8 |
| Performance | 8 |
| Cost-Effectiveness | 9 |
| Overall | 8.3 |
Chime SpotMe is highly rated by users for its simplicity and cost-effectiveness. The feature is praised for its no-fee structure and quick access to funds. With its overall score of 8.3, Chime SpotMe is a reliable option for those in need of instant cash advances.
6. Empower
Loan Amount: Up to $250
Processing Time: 1-day processing time
Repayment Date: Next payday
Fees: No credit checks
Additional Features: Debit card with cashback deals, monthly subscription fee
Empower is an app that offers quick cash advances and cashback deals. With Empower, you can get up to $250 to cover unexpected expenses. The app provides a debit card with cashback deals to help you save money. Empower also offers a monthly subscription plan with additional benefits.
Consumer Rating: ⭐⭐⭐⭐
Overall Score: 8.1/10
Empower Rating Table
| Aspect | Rating |
|---|---|
| Design | 8 |
| Functionality | 8 |
| Performance | 8 |
| Cost-Effectiveness | 8 |
| Overall | 8.1 |
Empower receives positive feedback from users for its cashback deals and quick processing times. The app is praised for its user-friendly design and reliable performance. With its overall score of 8.1, Empower is a solid choice for those looking for quick cash advances and cashback deals.
7. MoneyLion
Loan Amount: Up to $500
Processing Time: 2-5 business days
Repayment Date: On your next payday
Fees: No interest or credit checks
Additional Features: Financial Heartbeat, Managed Investing
MoneyLion is an app that offers cash advances and financial management services. With MoneyLion, you can get up to $500 to cover unexpected expenses. The app provides free cash advances with no interest or credit checks. MoneyLion also offers additional services like Financial Heartbeat and Managed Investing.
Consumer Rating: ⭐⭐⭐⭐
Overall Score: 8.0/10
MoneyLion Rating Table
| Aspect | Rating |
|---|---|
| Design | 8 |
| Functionality | 8 |
| Performance | 8 |
| Cost-Effectiveness | 8 |
| Overall | 8.0 |
MoneyLion is highly rated by users for its comprehensive financial management services and quick cash advances. The app is praised for its user-friendly design and reliable performance. With its overall score of 8.0, MoneyLion is a top choice for those looking for cash advances and financial management tools.
8. Klover
Loan Amount: Up to $200
Processing Time: 1-3 days
Repayment Date: On your next payday
Fees: No interest or credit checks
Additional Features: Klover+ services for personal financial management
Klover is an app that offers cash advances and personal financial management services. With Klover, you can get up to $200 to cover unexpected expenses. The app provides cash advances two weeks before payday with no interest or credit checks. Klover also offers additional services like Klover+ for personal financial management.
Consumer Rating: ⭐⭐⭐⭐
Overall Score: 7.9/10
Klover Rating Table
| Aspect | Rating |
|---|---|
| Design | 8 |
| Functionality | 7 |
| Performance | 8 |
| Cost-Effectiveness | 8 |
| Overall | 7.9 |
Klover receives positive feedback from users for its personal financial management services and quick cash advances. The app is praised for its user-friendly design and reliable performance. With its overall score of 7.9, Klover is a reliable option for those in need of cash advances and personal financial management.
9. FloatMe
Loan Amount: Up to $100
Processing Time: 1-3 business days
Repayment Date: Set your own repayment date
Fees: $3.99 monthly fee
Additional Features: Personal Financial Management Service
FloatMe is an app that offers cash advances and personal financial management services. With FloatMe, you can get up to $100 to cover unexpected expenses. The app provides cash advances for a small monthly fee with no credit checks or interest. FloatMe also offers a Personal Financial Management Service to help you improve your spending habits.
Consumer Rating: ⭐⭐⭐⭐
Overall Score: 7.7/10
FloatMe Rating Table
| Aspect | Rating |
|---|---|
| Design | 7 |
| Functionality | 8 |
| Performance | 7 |
| Cost-Effectiveness | 7 |
| Overall | 7.7 |
FloatMe is highly rated by users for its personal financial management services and quick cash advances. The app is praised for its user-friendly design and reliable performance. With its overall score of 7.7, FloatMe is a solid choice for those looking for cash advances and personal financial management.
10. B9
Loan Amount: Up to $500
Processing Time: Instant processing time
Repayment Date: Custom repayment from 15 to 30 days
Fees: Flat fee for each advance
Additional Features: Basic and Premium plans with different advance amounts and fees
B9 is an app that offers cash advances with customizable repayment options. With B9, you can get up to $500 to cover unexpected expenses. The app provides cash advances with a flat fee for each advance. B9 also offers Basic and Premium plans with different advance amounts and fees.
Consumer Rating: ⭐⭐⭐⭐
Overall Score: 7.5/10
B9 Rating Table
| Aspect | Rating |
|---|---|
| Design | 7 |
| Functionality | 7 |
| Performance | 7 |
| Cost-Effectiveness | 8 |
| Overall | 7.5 |
B9 receives positive feedback from users for its customizable repayment options and quick cash advances. The app is praised for its user-friendly design and reliable performance. With its overall score of 7.5, B9 is a reliable option for those in need of cash advances with customizable repayment terms.
11. Possible
Loan Amount: Up to $500
Processing Time: 1-2 business days
Repayment Date: 4 equal payments within 2 months
Fees: No interest or credit checks
Additional Features: Loans even with poor credit, 29-day grace period
Possible is an app that offers loans with flexible repayment options. With Possible, you can get up to $500 to cover unexpected expenses. The app provides loans even with poor credit and offers a 29-day grace period for repayment. Possible also allows you to repay your loan in 4 equal installments over a period of 2 months.
Consumer Rating: ⭐⭐⭐⭐
Overall Score: 7.3/10
Possible Rating Table
| Aspect | Rating |
|---|---|
| Design | 7 |
| Functionality | 7 |
| Performance | 7 |
| Cost-Effectiveness | 8 |
| Overall | 7.3 |
Possible is highly rated by users for its flexible repayment options and loans for those with poor credit. The app is praised for its user-friendly design and reliable performance. With its overall score of 7.3, Possible is a solid choice for those in need of loans with flexible repayment terms.
12. Varo
Loan Amount: Up to $500
Processing Time: Instant processing time
Repayment Date: Custom repayment from 15 to 30 days
Fees: Flat fee for each advance
Requirements: Varo account
Varo is a banking app that offers instant cash advances. With Varo, you can get up to $500 to cover unexpected expenses. The app provides instant cash advances with a flat fee for each advance. Varo requires a Varo account to access its cash advance feature.
Consumer Rating: ⭐⭐⭐⭐
Overall Score: 7.1/10
Varo Rating Table
| Aspect | Rating |
|---|---|
| Design | 7 |
| Functionality | 7 |
| Performance | 7 |
| Cost-Effectiveness | 7 |
| Overall | 7.1 |
Varo receives positive feedback from users for its instant cash advances and user-friendly design. The app is praised for its reliable performance and cost-effectiveness. With its overall score of 7.1, Varo is a reliable option for those in need of instant cash advances.
Conclusion
In conclusion, if you’re looking for apps like Albert that offer quick cash advances in 2024, there are plenty of options to choose from. Each app has its own unique features and benefits, so it’s important to consider your specific needs and preferences.
Based on our analysis and consumer feedback, here are our top recommendations:
- Earnin is recommended for employed users needing up to $750 per pay period with no interest or credit checks.
- Dave is suitable for those requiring up to $500 advance with no late fees, interest, or credit checks.
- Brigit is ideal for individuals needing up to $250 with flexible repayment dates and additional features.
- Cleo offers up to $250 with sassy notifications, personal financial management services, and additional subscription benefits.
- Chime SpotMe provides instant cash advances up to $200 with no credit checks or monthly fees.
- Empower is suitable for quick cash advances up to $250 with a 1-day processing time and cashback deals.
- MoneyLion offers up to $500 cash advances with free services like Financial Heartbeat and Managed Investing.
- Klover provides up to $200 cash advances with personal financial management services and cash advance options.
- FloatMe is recommended for those needing up to $100 with no credit checks or interest and personal financial management services.
- B9 offers cash advances up to $500 with different plans and flat fees for each advance.
- Possible is suitable for loans up to $500 with repayment in 4 installments and a 29-day grace period.
- Varo provides instant cash advances up to $500 with custom repayment dates and flat fees for each advance.
Now that you have a comprehensive list of apps like Albert, you can choose the one that best suits your needs and get the quick cash you need, when you need it!
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Reference Links
- 12 Top Apps Like Albert for Quick Cash Advances in 2024
- Earnin Official Website
- Dave Official Website
- Brigit Official Website
- Cleo Official Website
- Chime Official Website
- Empower Official Website
- MoneyLion Official Website
- Klover Official Website
- FloatMe Official Website
- B9 Official Website
- Possible Official Website
- Varo Official Website
In addition to the information provided in this article, you can find more details and verify the information on the official websites of each app and other reputable sources.
Remember, when it comes to quick cash advances, it’s important to choose an app that aligns with your financial goals and offers the features and benefits that matter most to you. Happy borrowing! 💸📱
